Does Medicare cover home health care?

Yes, Original Medicare Part A covers some home health care for dementia patients. If a doctor or other qualified professional certifies a dementia patient as homebound, the patient can receive up to 35 hours per week of home health care.

These services include skilled nursing care, hands-on care from a home health aide, physical therapy, occupational and speech-language therapy, and medical social services. If 24-hour care is needed, this would not be covered by Original Medicare Part A or B.

At a minimum, Medicare Advantage plans must provide equal coverage to Medicare Part A and B coverage for home health care for dementia.

If you have questions about home health care for a loved one with dementia, call (623) 223-8884 to speak with a local licensed agent in your community.

Original Medicare Part A home health care covers skilled nursing care, physical therapy, occupational therapy, speech-language therapy, home health aides, medical social services, and medical supplies. All services must be part of a home health care plan certified by a doctor or other qualified professional. And care is limited to 35 hours per week.

Medicare Advantage plans include Medicare Part A coverage and must provide equal coverage to Part A. Therefore, if enrolled in a Medicare Advantage plan, you likely have home health care coverage and more.

Not sure about Medicare coverage for your specific situation? Call (623) 223-8884 to speak with a local licensed agent in your community.

Yes, Original Medicare Part A pays for some home health care for cancer patients.

A cancer patient can receive up to 35 hours of weekly help at home. This help may include nurses, aides, physical and speech therapy, and more. If you need 24-hour care, Original Medicare Parts A or B does not cover this.

Medicare Advantage plans also provide home health care for cancer patients. They are required to provide the same coverage as Medicare Part A, at minimum.

If you have questions about care for someone with cancer, call (623) 223-8884 to speak with a local licensed agent who can help.

Original Medicare Part A covers fewer than eight hours per day and 28 hours of home health care per week. In some cases, coverage for 35 hours per week is possible. The doctor or qualified professional coordinating the home health care plan will determine the weekly hours.

Medicare Advantage plans provide at least 35 hours per week under similar coverage to Medicare Part A. You may find that you have more coverage for home health care with a Medicare Advantage plan versus Original Medicare.

If you have questions about Medicare coverage for your situation, don’t hesitate to call (623) 223-8884 to talk with a local licensed agent in your community.

Yes, Medicare does cover home health care, but certain conditions must be met. Medicare Part A hospital insurance and Part B medical insurance provide coverage for eligible home health services if you meet all of the following requirements:

• Your doctor prescribes care: Your doctor must certify that you need one or more of the covered services, such as skilled nursing care, physical therapy, or occupational therapy.
• You are homebound: This means you have difficulty leaving your home due to a medical condition and require considerable effort.
• You receive services from a Medicare-approved home health agency.

Covered services include skilled nursing care, physical therapy, speech-language pathology, occupational therapy, medical social services, and part-time home health aide services. Medicare typically does not cover 24/7 care or custodial care, such as meal preparation or personal care assistance, when this is the only service required.

If you require Durable Medical Equipment covered under Original Medicare Part B, you will pay the annual deductible and 20% coinsurance. Part B would cover 80% of Medicare-approved products and services costs.

Medicare Advantage plans also pay for home health care. These plans are required to provide equal coverage to Medicare Part A and B, at minimum. You may find that a Medicare Advantage plan offers better home health care coverage.

If you have additional home health care questions, call (623) 223-8884 to speak with a local licensed agent in your community.

Medicare covers home health care services as long as you meet the eligibility requirements: your doctor certifies you need one or more covered services, you are homebound, and you receive services from a Medicare-approved home health agency.

Medicare only provides coverage if you show ongoing medical need and improvement. For example, coverage may end if skilled therapy or nursing is no longer required.

Medicare Advantage plans must be equal to Original Medicare and provide equal eligibility and duration for home health care coverage. However, you may find that the duration that you can have home health care coverage may be longer with a Medicare Advantage plan.

If you have questions about home health care, call (623) 223-8884 to speak with a local licensed agent in your community.

Yes, Medicare can cover home health care services, but specific requirements exist to qualify.

Medicare Part A hospital insurance and Part B medical insurance may pay for home health care if the following conditions are met:

• Your doctor certifies the need for at-home skilled care, such as nursing or therapy services.
• You must be homebound, meaning leaving your home requires considerable effort and assistance.
• A Medicare-approved agency must provide the home health services.

Medicare Advantage plans provide equal coverage to Medicare Part A and B, which means that you will have, at minimum, equal home healthcare coverage as Original Medicare. Oftentimes, however, you may find that your coverage is enhanced with a Medicare Advantage plan.

Have questions about whether Medicare will pay for your home health care? Call (623) 223-8884 to speak with a local licensed agent in your community.

Original Medicare Part A provides coverage for home health care. Generally, what is owed is the Part A deductible for any services or supplies that are not Medicare-approved. Medicare Part B will cover any Medicare-approved Durable Medical Equipment (DME), but you would pay the Part B deductible first, then 20% coinsurance on any approved products or services.

Medicare Advantage plans provide equal Medicare Part A coverage. You may find that with a Medicare Advantage plan, you get more coverage for home health care than with Original Medicare Part A.

Are you wondering if your Medicare plan covers home health care? Call (623) 223-8884 to speak with a local licensed agent in your community.