David Luna

Licensed Insurance Agent

I am a Spanish-speaking Arizona Life and Health Insurance Licensed Agent and have been helping people with Medicare since 2005. I am a Marine Corps Veteran & former police officer. I enjoy watching football and basketball but hold family time in the highest regard.

Latest Posts

What are Medicare Supplement plans (Medigap plans)?

Medicare Supplement plans cover out-of-pocket costs not included in Original Medicare. Learn how they compare to Medicare Advantage.Read more

What Is Medicare Part D? A 2026 Complete Guide

Find out what Medicare Part D covers in 2026, who is eligible, and when to enroll to avoid the late enrollment penalty.Read more

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What are Medicare Advantage plans (Medicare Part C)?

What are Medicare Advantage plans? Learn how Part C works, what it covers, what it costs, and who qualifies in this 2026 guide.Read more

Medicare Advantage vs Medicare Supplement (Medigap)

Medicare Advantage vs Medicare Supplement: Explore the differences to make an informed Medicare plan decision.Read more

Medicare General Enrollment Period (GEP)

Learn when the Medicare General Enrollment Period runs, who qualifies, and how to enroll. This easy guide will help you avoid penalties.Read more

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