Maricopa County Medicare

Maricopa County is the nation’s 4th largest county in terms of population and one of the fastest-growing in the United States. As people continue to move to Phoenix and other Maricopa County cities, there is a growing need to educate residents about their new Medicare options. According to the Centers for Medicare and Medicaid Services, Maricopa County, […]

Medicare vs. Medicaid – Understand The Key Differences

Medicaid and Medicare are both health insurance programs that are government-sponsored and operated. However, they differ dramatically in eligibility, what government entity oversees the program and what each program costs. Let’s dive a little deeper. Medicare vs. Medicaid Difference #1 – Eligibility Medicaid is designed primarily for those with limited financial resources. But Medicaid eligibility […]

How Medicare Plans Change When You Move

Can I change my Medicare or Medicare Advantage plan if I move? Medicare Part A and Part B will move with you. However, Medicare Advantage (Part C) plans and Part D drug plans can change if you move out of your plan’s service area. Check with your insurance plan to learn more.  If you move […]

How to Choose the Right Medicare Plan for You

Which Medicare providers can you see? This is usually the most important question as people approach Medicare eligibility. There are two good reasons: You probably have doctors or hospitals you are comfortable with As you get older you will probably need more medical care Here’s who you can see with each plan Original Medicare Medicare […]

Medicare Prescription Drug Coverage

Higher prescription drug costs ultimately affect all consumers. Studies have shown that these increased drug costs ultimately result in higher premiums and deductibles. As a Medicare recipient you may have a limited, fixed income. Also, you may find yourself needing more prescription medications over time. For these reasons, prescription drug costs may have a significant […]

Arizona Medicare PPO Guide

What’s a Medicare Advantage PPO and how does it work? A Preferred Provider Organization (PPO) is a medical insurance plan that uses a network of providers (doctors, hospitals, etc.) to provide medical coverage. Unlike an HMO, in a PPO you don’t have to see your primary care physician (PCP) before you see a specialist. Additionally, […]

Arizona Medicare Supplement Plan Guide

What are Medicare Supplements and how do they work? First, a Medicare Supplement or Medigap plan is not a Medicare Advantage plan. Medicare Advantage plans provide a way to get all of your Medicare benefits (plus other things Medicare doesn’t cover). A Medigap plan supplements your Original Medicare benefits but doesn’t replace them. The purpose […]

Arizona Medicare HMO Guide

What’s a Medicare Advantage HMO and how does it work? A Health Maintenance Organization (HMO) is a medical insurance plan that uses a network of providers (doctors, hospitals, etc.) to provide medical coverage. Medicare Advantage combines everything you get in Part A and Part B, usually with added benefits, like prescription coverage, dental, vision, and […]

Medicare in Arizona

According to the Centers for Medicare and Medicaid Services, Arizona has seen a gradual increase in Medicare enrollment since 2015, with 1.3 million Arizona residents enrolled in either Medicare or Medicare Advantage as of July 2020. 57% of these Arizona Medicare recipients are enrolled in Original Medicare, while 43% (up from 40% in 2015) have chosen […]

9 Ways to Save on Medicare Expenses

Medicare Savings Tips 1. Reduce your monthly Medicare premium Reviewing your monthly Medicare premium is an excellent place to start when saving on your Medicare expenses. Based on your Medicare coverage, there may be ways to reduce your overall monthly premium expenses. Medicare-eligible individuals generally get free premiums for Medicare Part A and pay $144.60 […]