Medicare Prescription Drug Coverage

Higher prescription drug costs ultimately affect all consumers. Studies have shown that these increased drug costs ultimately result in higher premiums and deductibles. As a Medicare recipient you may have a limited, fixed income. Also, you may find yourself needing more prescription medications over time. For these reasons, prescription drug costs may have a significant […]

Arizona Medicare PPO Guide

arizona medicare ppo

What’s a Medicare Advantage PPO and how does it work? A Preferred Provider Organization (PPO) is a medical insurance plan that uses a network of providers (doctors, hospitals, etc.) to provide medical coverage. Unlike an HMO, in a PPO you don’t have to see your primary care physician (PCP) before you see a specialist. Additionally, […]

Arizona Medicare Supplement Plan Guide

arizona medicare supplement plan

What are Medicare Supplements and how do they work? First, a Medicare Supplement or Medigap plan is not a Medicare Advantage plan. Medicare Advantage plans provide a way to get all of your Medicare benefits (plus other things Medicare doesn’t cover). A Medigap plan supplements your Original Medicare benefits but doesn’t replace them. The purpose […]

Arizona Medicare HMO Guide

arizona medicare hmo

What’s a Medicare Advantage HMO and how does it work? A Health Maintenance Organization (HMO) is a medical insurance plan that uses a network of providers (doctors, hospitals, etc.) to provide medical coverage. Medicare Advantage combines everything you get in Part A and Part B, usually with added benefits, like prescription coverage, dental, vision, and […]

Medicare Dental Coverage

Medicare Dental Coverage Quite often, people who are signing up for Medicare are surprised to find that Original Medicare (Parts A & B) does not offer dental coverage. Your Part A may pay for certain emergency or complicated dental procedures, but it does not offer coverage for routine dental care, extractions, fillings, or dentures. You […]

Medicare Provider Networks in Arizona

To select the right Medicare plan for you, it’s important to understand the differences between different networks depending on how you decide to purchasing your Medicare coverage.​ Original Medicare (plus Medicare Supplement or Medigap plan) With Original Medicare (and Medicare Supplement or Medigap plan) you can see any provider which accepts Medicare assignment. Be aware […]